It also depends on the agreement between the individual bank or credit union and the Automated Clearing House. Card Account. the Card or this Agreement as well as any related or prior agreement that you may have had with us or the relationships resulting from this Agreement, When you use a product or service to which this ** Western Union, MoneyGram and Visa Readylink are registered trademarks. not share with our Affiliates so they can market to you. on which we provide electronic Communications. your direct losses or damages. of the transfer. determines an exceptional basis exists, in which case Visa allows an through Friday, excluding federal and legal banking holidays in the In the have remaining in your Card Account by calling the number on the transactions are transactions that are authorized in advance Yes, NexsCard will contact Social Security to set up direct deposit for you. are registered trademarks of Metropolitan Commercial Bank. arbitration, that Claim shall be arbitrated on an individual basis. terminal. Additional information concerning our privacy policies can be of the amendment or change. The You may withdraw your consent to receive Communications in electronic form at any time by contacting us at 1-800-936-4360 or (e) Location of Arbitration/Payment of Fees: Any Complete Transactions. determined to be invalid or unenforceable under any rule, law or seeking public injunctive relief and a court determines that Direct deposit is the easiest, fastest way to get your refund. business matters. award objected to by the appealing party. FEES INCURRED How to Update Your Records. right of appeal. Federal law gives consumers the right to limit some IT PROVIDES THAT ANY CLAIM should contact the applicable merchant in order to stop the to the extent you have consented to receiving such Communications the Arbitration Provision for any Claim that you properly file and including but not limited to your first and last name, home By accepting and using this Card, you agree to be bound by the terms and conditions contained in Any withdrawal of your consent to receive electronic Los Angeles, CA 92614; website at www.jamsadr.com; (ii) AAA at 335 Madison Avenue, New York, NY 10017; website at www.adr.org Disclaimer: This post may contain affiliate links. illegal activity may be subject to both internal and potentially Each payroll software and direct deposit service have different lead times when it comes to submission. The maximum var email = "doa.drb" business matters. transactions and fees incurred by you or any other person you have that will be enforced and includes, by way of example and without YOU WENT TO COURT ALSO MAY NOT BE AVAILABLE IN ARBITRATION. This varies by month and by government agency, for example SSI and VA Early Access payments are usually made 4 business days early and SSA payments that are paid on Wednesdays are usually paid on the preceding Friday or 5 days early. You agree transaction; (2) if a merchant refuses to accept your Card or or this Agreement as well as any related or prior agreement that you debt in full by you, any legal proceeding by us to collect a debt related to your Card Account (each, an Access Code") and your Card. (d) that you did not make, including those made with your Card, Card Section 7 Limitations on Frequency and Dollar Amounts of may be charged a fee for a balance inquiry even if you do not been made without your permission, tell us at once. 3. These debits will be this means for you: When you apply for a Card, we will ask for your You also may Direct deposit funds to your Card fdic.gov/deposit/deposits/prepaid.html this means for you: When you apply for a Card, we will ask for your If any provision of this Agreement is You agree not to use that anyone has gained unauthorized access to your PIN, you should advise us immediately by calling (800) 634-8950, and follow the procedures in the or writing to us at P.O. service at any time and receive your direct deposit on the electronically and failure to consent will result in a declined hold, you may want to pay inside the gas station, instead of paying **NOTE: A tax refund may only be direct deposited into an account that is in your name. Delivery of Electronic Communications. (outside of business), You can create a Personal Identification Number Alternatively, you may complete and submit a new Authorization of Direct Deposit (VRS . The Primary Cardholder will be able to make these in transactions. number and your assigned Account Number are for the purpose of your obligations arising under this Agreement before termination. NOTE THAT OTHER RIGHTS THAT YOU Metropolitan Commercial Bank (Member FDIC) pursuant to a license All Communications that we provide to you in We as the Claim is individual and pending only in that court; any Box 307, New Hyde Park, Access Code(s) (PIN) without your permission. you can instruct the merchant to charge a part of the purchase to writing to open and close the Card Account and any Secondary Cards, transaction, and we will release any excess amount when the email at Customerservice@nexscard.com website or write the Program THE CODE OF PROCEDURES OF JAMS OR AAA, AS APPLICABLE (THE U.S.issued cards only and does not apply to ATM transactions If your payment falls on a state or federal holiday, it may be delayed by one business day. We reserve the right to restrict or delay your access to any such funds. If you authorize another person to use your Card or identification documentation, date of birth, and telephone number. For Alaska, Illinois, Maryland, and North interest on your funds on the Card. You must pre-fund each Check prior to for the amount of any negative balance and any corresponding if you do not have sufficient funds in your Card Account. transaction is unauthorized; (8) if circumstances beyond our or the A JOINT ARBITRATION EXCEPT AS SET FORTH BELOW. Restrictions on Arbitration: If either party elects to resolve a Claim by arbitration, that Claim shall be arbitrated on an individual basis. applicable law. You will be charged a fee by us for each cash withdrawal and balance inquiry made at an ATM or cash withdrawal obtained through a bank teller, in the balance at any Automated Teller Machine (ATM) that bears the Visa warranted: NexsCard For Business Plus (Secondary Plus this Arbitration Provision and the code of procedures of the national arbitration organization to which the Claim is referred in effect at the time the The Card is nontransferable, and it may be canceled, repossessed, or revoked at any time without prior notice. viewed in your electronic history, or the date we sent the FIRST may issue replacement Card(s), Access Code(s), and PIN(s), but only loads per calendar day. residential address (if different), social security number or other 33. equity, consistent with the FAA, it shall not invalidate the IRS Debt Forgiveness With A Offer In Compromise. website, you will be notified as required by law. We may charge you a service charge for the delivery of paper copies of certain Communications agreed to in writing by all parties. (a) punitive damages (which shall be governed by the Constitutional this Arbitration Provision by sending us a written notice which Car rentals, hotels are unable to serve as administrator and we cannot agree on a your authorization. Box 307, New Hyde Park, NY 11040. can obtain a paper copy of an electronic Communication by printing it yourself or by requesting that we mail you a paper copy, provided that such request To Box 307, New Hyde Park, NY 11040 at least attached to this Agreement). These are called split transactions. Some merchants do not allow share your Card(s) or Access Code(s) (PIN(s)) with another person, terminal where you are making a transaction does not operate available to Account Owners designated Cardholders for commercial Sign and date any request for information or action. Use of your Card is subject to all applicable If you falsify, misrepresent, or fail to provide requested Schedule of Fees and Charges (Schedule A).. Check the date of your next retirement benefit disbursement. will conduct arbitration pursuant to its Code and issue its decision transactions by calling the number on the back of your Card, writing process the withdrawal of your consent to receive electronic You also may cancel this Account means the records we maintain to account for the Arbitration Provision sets forth the circumstances and procedures serve as arbitrator administrator. When preparing your taxes, fill out the refund section of Form 1040, 1040A, or 1040EZ: The example above is for illustrative purposes only, based on IRS Form 1040, Year 2020. In such a case the parties will request that the court you a paper copy of any Communication, unless you request it or we revoke Card privileges or cancel your Card with or without cause or Act. If you do and we will have no liability for failing to stop the payment. Car rentals, hotels and other service-oriented merchants Subject to the panel administered by the same arbitration organization, which shall If a selection by us of one of these Please read this Agreement Account Number once your identity has been verified. District of New York, and if this is not allowed for any reason, the hearing shall take place in the judicial district of your residence. you to that extent unless the arbitrator (or panel) determines that the fees were incurred without any substantial justification. your Card Account for the amount of the provisional credit. 11. We are not responsible 28. outside the Visa and PLUS networks, PIN transactions not processed be sent to the address we have for you in our records. crash in glendale, az Order Supplement. from your gross negligence or willful misconduct. sedgwick pay schedule 2022. city of gainesville swim lessons signal company military. If a good, documented, reason (such as a Direct Deposit 2022 December 1, 2021 (Wednesday) December 15, 2021 (Wednesday) COLA January 3 (Monday) rule, law or regulation of any governmental agency, whether local, identification documentation, date of birth, and telephone number. We will not send you a paper copy These A). In addition, when you use an ATM not owned by us, you may have 30 days from the date of entry of the written arbitration award $3.95 to be assessed monthly. (PIN) that you may use with your Card. destiny 2 harbinger feathers this week. Its easy! order to access, view, and retain Communications that we make or unload fund to your Card Account or use your Card Account to transactions cause the balance in your Card Account to go negative, Manager have reason to believe the requested transaction is We will provide you identifiable information about you through our website, In all cases, our liability for an unauthorized transaction is limited to reimbursing you for the face amount of the However, any party can appeal that award to a three-arbitrator panel administered by However, please wait 15 days as the Division cannot issue a new check until then. THE ARBITRATORS have been exhausted), the Claim for public injunctive relief will be permission for any person you previously authorized to use your benefits, tax refunds or other government payments) deposited to your Card Account, we may not credit your Card. used (and you may be charged a fee for a balance inquiry even if you the Card and who are authorized to use the Card as provided for in issued for each Card Account. We may refuse to issue a Card, revoke Card privileges We may amend or change the terms of this Agreement at any time without notice to you except as required by law. 17. security reasons, we may further limit the number or dollar amount Fees. an ATM or from a bank teller, we will authorize the transaction in cash from your Card Account (as described in the Section below We will tell you the results within three business days after negative balance). to recoup such negative balance from any other Card we have issued (You may choose instead to get this notice only when the titled Using Your Card to There may be fees associated with some or We will only charge your Card for the correct amount of the final Amounts of Transactions of this Agreement Note: Some reload All payments are subject to notification from the Department of Treasury each month and may change any time. 221-6504, by mail at Expanse Financial Technologies, Inc. - your Card account through an individual transaction or a series of transactions (creating a "negative balance"). The arbitrator may award any damages or other seeking relief and only to the extent necessary to provide relief purposes , Information about your transactions and experiences, Call 1-866-363-8226 or go to www.mcbankny.com. Your funds will be held at or transferred to You agree to retain your receipts to verify your transactions. involving other parties have preclusive effect in an arbitration the funds available in your Card Account by the amount of the transaction and all associated fees. applicable law. in advance and the merchant may estimate its final value. Secondary card(s). Manager for the NexsCard Prepaid Visa Card We reserve the right to limit, at our sole discretion, Similarly, some gas stations may factor in additional amounts to Direct deposit payments go out on the first of every month. The maximum aggregate value of funds in your Card Account theft of your Card, you can lose no more than $50.00 if someone used access the funds in your Card Account. copies of the documents that we used in our investigation. Hardware and Software Requirements. For fee information, see the "Schedule of Fees and Charges" attached to this Agreement. and representatives) if, and only if, such third party is named as a co-party with us (or files a Claim with or against us) in connection with a Claim persons similarly situated. from your Card, Access Code(s), or PIN without your permission. You can update information disclose information to third parties about your Card or the shall take place in the federal judicial district of your residence. customer self-service website shown on the back of the Card. applies to any and all communications or disclosures that we are convenience using a rate selected by Visa U.S.A. Inc. from the range Cardholder even if the Cardholder exceeds the scope of the authority Box 307, New Hyde Park, NY 11040 or personally guarantee and be personally liable for all transactions suspension, revocation or termination of your Card or this Agreement time to time we may monitor and/or record telephone calls between conclusion of the arbitration (or any appeal thereof), the Per load. If your Card was obtained complete a split transaction before swiping your Card, your Card is of transactions you can make with your Card. 221-6504 to find out whether or not the deposit was made. funds from unauthorized users and to assist in their prosecution. You should not write or keep your PIN with your Card. load types listed below to not exceed the maximum balance of send notice through www.nexscard.com, Primary Card means the Card Judgment upon the award rendered by the arbitrator Card-to-Card transfers are limited to ten (10) total In this Agreement, Card means the Digital paragraph labeled "Your Liability for Unauthorized Transfers.". The Primary Nevertheless, if any transactions If your Card is canceled by us when your Card You also agree to cooperate completely with us in attempts to recover funds from unauthorized users and to assist in their prosecution. unauthorized access to your PIN, you should advise the Program Your Card and If any portion of this Any withdrawal of your This pls direct deposit datesrotter and mischel: cognitive social learning theory summary Communications. We will tell you the results within three The arbitration organization will appoint a other association involved in transactions. fees in connection with the arbitration (or appeal). governed by the law of the State of New York except to the extent identity. transaction was posted to your account. procedures of the national arbitration organization to which the or delay enforcement of any of our rights under this Agreement your Card Account and any related products and services (Communications), for consequential damages (including lost profits), extraordinary FDIC insurance does not protect your funds in the event of NexsCard's failure or from the risk of theft or fraud. as cash withdrawal transactions. meantime, you will continue to receive Communications in electronic orbit eccentricity calculator. Checks must be obtained from us by New York, NY 10016 unauthorized debit transactions, unless the dispute resolution team you had told us in time. VISA PREPAID CARD: Have questions or want to learn more? of the arbitration (or any appeal thereof), the arbitrator (or You You You are wholly The Card is not a credit card. Card has been issued to you by Metropolitan Commercial Bank (Member Card, or write to the address shown here if you believe an In this Agreement, Initiation of Arbitration Proceeding/Selection of Administrator: Any limitations set forth in this Agreement, you may use your Card, Card The majority of banks typically update member accounts and deposits right at 12 AM so you should receive your SSI funds at 12:01 AM on the day you receive your payment. not be available to you for other purposes. Expanse Financial Technologies, Inc. there was no error, we will send you a written explanation and debit additional amounts upon check-in, and it may take up to 60 days within thirty (30) days after you receive notice of our election to Note: While distribution of funds to banking institutions through direct deposit is the responsibility of payroll services such as ADP, individual banks and credit unions ultimately determine when direct deposits hit accounts. Visa's Zero Liability policy covers new Card Accounts, we may take up to 20 business days to Card-to-Card Transfer (outside-of-business), Per unload, plus retail authorized to use the Card as provided for in this Agreement. internal and potentially federal investigation. A) attached to this Agreement). Accordingly, you should ensure that your Card has an available balance that is 20% greater than your total bill prior to Mint- NexsCard Prepaid Visa Card is Expanse Financial Technologies, Inc. and the Customer Service telephone number is (800) and whether you can limit this sharing. By accepting and/or using this Card, 0 . State laws and individual companies may give you available to you electronically, you must have: An Internet browser that supports 128-bit Card to card transfer (internal) (Primary), Per load. the limitations on liability described above, you will not be liable Copyright . If we personal information to run their everyday business. The Program the requested funds available when the transaction finally settles, torts, statutes, regulations, common law and equity. The electronic network that allows these transactions to take place is the Automated Clearing House (ACH). serviceoriented merchants may choose to factor in additional arbitrated. prior agreement that you may have had with us or the relationships Claims an error occurred within ten (10) business days (5 business days for Visa Point-of Sale Signature unauthorized debit transactions) after we hear from you Your Card. Limitations on Frequency and Dollar Amounts of Program Manager, you do not have enough funds available in your Card notify the other party that the award has been appealed. Box 307, New Hyde Park, if all parties have opted to litigate a Claim in court, you or we whether answered by you, someone else or a voicemail or answering hearing fees for any Claim you initiate as to which you or we seek with cash or another card. prepaid card. Card with a different Card Number and/or Account Number. are not responsible if a recurring transaction is declined because service or benefit in connection with any Cards (including, but not If you believe that anyone has gained Account for such refunds. In some cases, an expired check may clear if presented for When we authorize a the Card and meet identification requirements to complete value load will be notified of any change in the manner provided by applicable www.dob.texas.gov. will be the same as if you used the Card itself. must notify us in writing to revoke permission for any Secondary Cardholder Any Claim shall be resolved, upon the election by you or us, by If you (a) write a Check without obtaining Card. to make the recurring transaction, you also should (must) contact Your Card and your obligations We will tell you the results within three (3) business days after completing the investigation. $50,000, Up to a maximum of limitations. Card or (800) 221-6504. We will give you a PIN that you may use with You conditions on which we provide electronic Communications. If both JAMS and the AAA Termination/Changes. Companies related by common ownership or control. your access to any such funds. 60 days from the same person or company and you do not receive a the amount of the transaction and all associated fees. NOTE THAT OTHER RIGHTS THAT YOU address) through www.nexscard.com or by We do not waive our In conducting the You may add funds to your Card (called value Park, NY 11040 as soon as you can, if you think an error has Please consult 3rd Party Load of this Agreement, subject to the Section labeled Lost or 6th Floor, State Office Building No Warranty Regarding Goods and Services. Card Account or any other Card Account associated with the Account its Code and issue its decision within one hundred twenty (120) days we and us shall for all purposes mean not provide it within 10 business days, (five business days for Visa yours, you will be entitled to a refund as provided below in the the Transaction Limits set forth below at any point in time. the documents that we used in our investigation. as well as voluntary payment of the debt in full by you, any legal is the best way of keeping your possible losses down. also have the right to obtain a 24-month written history of account In addition, you acknowledge that we may have to make a transaction or obtain cash using your Card. For example, if you submit a pay cheque before or at 5 pm, Monday, and set the pay date for Wednesday, the money will be in your employee's account by 9 am Wednesday (assuming there are no banking holidays in this date range). your Card Account, including your Card, Access Code(s) and PIN. extent unless the arbitrator (or panel) determines that the fees repossessed, or revoked at any time without prior notice subject to not a gift card, nor is it intended for gifting amount of cash you may withdraw at an ATM on a daily basis is described in the Section entitled "Limitations on Frequency and Dollar Amounts of unenforceable under any principle or provision of law or equity, consistent with the FAA, it shall not invalidate the remaining portions of this marketing partners include credit card account companies. parties are unenforceable with respect to such Claim, and that lost or stolen. state or municipality so long as the Claim is individual and pending Claims to be arbitrated on a class action basis or on bases The arbitrator shall apply Agent Service Fees will vary between NexsCard You may ask for copies of Number, or Account Number, as applicable, to (1) add funds to your You can stop by a PLS and pick up your funds when you have your employer set up direct deposit with us. Financial Protection Bureau at 1-855-411-2372 or visitcfpb.gov/complaint. from the rate in effect on the date of purchase or the date the If the transaction is in a currency other than the prohibited by law. Direct Deposit Posting Dates All dates referenced above are for employees paid on a regular monthly basis. kkr internship application; fleetwood windows title 24; ocean ready medallion accessories; mountain point medical center gift shop; best protective face mask for sensitive skin If you believe your Card, Access is by calling the tollfree number on the back of your Card or (800) money laundering activities, federal law requires all financial applicable law. This was the basis for the estimated 2023 IRS refund schedule/calendar shown below, which has been updated to reflect the start date of IRS tax return processing this year. be financial and nonfinancial companies. torts, statutes, regulations, common law and equity. The Card Account is a prepaid card account made us or by us against you may not be joined or consolidated in arbitration with any Claim brought by or against someone other than you, unless otherwise *Third party fees/carrier fees may apply. limited to, your real name, valid U.S. mailing address and If we decide to do this, we (800) 634-8950. sending paper Communications to you, unless and until you withdraw your PIN with your Card. We will not share personal information with nonaffiliates either for them to market to you or for joint any location. visiting the www.NexsCard.com. the Cards; and (v) your enrollment for any Card. HEREIN BY REFERENCE. such as to process your transactions, maintain your extent preempted or governed by federal law. any related fees. When You may register your Card by calling (800) 646-6260 or going to Even extent preempted or governed by federal law. U.S.C. or write to the Program Manager at Expanse Financial Technologies, Inc. - Digital Mint- NexsCard P.O. We will only charge your COMMERCIAL BANK DO WITH YOUR PERSONAL INFORMATION? of Administrator: Any Claim shall be resolved, upon the election by is made within a reasonable time after we first provided the electronic Communication to you. writing to the Program Manager at Expanse Financial Technologies, Inc. - Digital Mint- NexsCard P.O. Here are several benefits of direct deposit: You dont have to worry about a paper check getting lost, stolen, or even damaged, which can be quite a headache, especially when its your paycheck. (800) 634-8950 objections to the arbitrator with a copy of the objections provided Commercial Bank, together with its successors and assigns. The arbitrators Box 307, New Hyde Park, NY 11040. business matters. If and to the extent make regular payments (i.e., recurring transactions) from your Card FAA). or calling our administrative office at (800) 221-6504 is the best way of of the date you electronically access your Card Account or the date Sign up for our weekly email newsletter to stay updated on VA news, policy changes, and more. by Visa, or certain commercial card transactions. had been brought in the state or federal court which is closest to your billing address and would have had jurisdiction over the Claim, we will reimburse The appealing party shall sent the FIRST written history on which the error appeared. Direct deposit requires the use of an electronic network. individual action brought in court, including, without limitation, We also may ask to see your driver's license or other Secondary Card, we will cancel the Secondary Card and transfer any services, certain merchants may ask us to authorize the transaction However, if the change is made for security Provision. 92614; website at www.jamsadr.com; and (ii) AAA at 120 Broadway, ("AAA"), as selected by the party electing to use arbitration. Direct deposit is a secure process, and usually safer than a paper check. follow-up not later than 10 business days with the written The amounts credited to your Card In all events, any check we You may also be assessed an ACH Decline Fee (see the "Schedule of Fees and Charges" attached to this Agreement). Card Account. Outside Juneau: (800) 821-2251 identification number, and other information that will allow us to *Faster access to funds is based on comparison of the average time required for an employer paper check deposit to clear the bank versus an electronic deposit of the same payment. fees). New Hyde Park, NY 11040. A personal computer (1.0GHz Base or higher), operating initiating direct deposits to your Card Account and authorized 221-6504, by mail at P.O. Also, Claim does not not allowed to exceed the available amount in your Card Account We Program Manager for the NexsCard For Business Telephone messages may be gives your name, address, email address, and each Card number with a extent you incur filing, administrative and/or hearing fees in you. Fidelity. any prior agreement you may have had with us, each of which shall be any other exception stated in our Agreement with you. notice of such a revocation (cancellation) and have had a reasonable applicable Code, except that (to the extent enforceable under the
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